reciprocal insurance

After introducing commercial insurance, Chinese people would compare the institution, norm and value of commercial insurance with those of social security, family insurance and reciprocal insurance.

当中国从西方引进商业保险后，中国人将商业保险和这些相关的制度、规范和价值观进行比较，然后综合考虑决定采取什么态度和行为。

Before 1980, China had already had social security, family insurance and reciprocal insurance which have not only the function of economic indemnification, but also the functions of services, spiritual comfort, feeling support.

在中国恢复重建商业保险之前，中国就有社会保障制度、家庭保险制度、互助保险制度存在。这些制度不仅具有商业保险的经济保障功能，还有服务保障、精神慰藉、情感支持等功能。